**DISCLAIMER** I am not a financial advisor and nothing on this website is professional financial advice. Information gleaned from Greg’s Dive is simply the random thoughts from some old, grey haired dude along with some family & friends who are on the internet re-living their past experiences, which could include, but are not limited to, that time when our high school football team won state in the 1980’s along with movie recommendations of classics like Strange Brew and Fast Times at Ridgemont High. Tips for life improvement are based off life experiences and may not be suitable for everyone. If you experience shortness of breath, feelings of wonderment, or an urge to punch your sibling, please consult your mother or other trusted advisor.